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Terms and Conditions

Needaloannow reserves the right, at any time and without prior notice, to remove or cease to supply any product or service contained on this website. In the event that such removal takes place we shall not be liable to you in any way whatsoever for such removal.

Prices, and details, of products and services (and any offers) posted online are subject to change without notice. All products and services are subject to availability and we give no guarantee in this regard. The provision of details of products and services on this website are not, and should not be construed as, an offer to sell or buy such products or services by the relevant company. The company advertising the products or services concerned may accept or reject your offer at its sole discretion.

This website is for non-commercial, personal use only.

The copyright in the material contained in this website belongs to Needaloannow or its licensed source. Any person may copy any part of this material, subject to the following conditions:

• The material may not be used for commercial purposes.
• The copies must retain any copyrights or other intellectual property notices contained in the original material.
• The products and technology or processes described in this website may be subject to other intellectual property rights reserved by Claimforyouraccident or by other third parties (and no licence is granted in respect of those intellectual property rights).
• Images on this website are protected by copyright and may not be reproduced or appropriated in any manner without the written permission of their respective owner(s).

While Needaloannow has taken care in the preparation of the contents of this website, this website and the information, names, images, pictures, logos, icons regarding or relating to Needaloannow or the products and services of the same (or to third party products and services), are provided on an 'as is' basis without any representation or endorsement being made and without any warranty of any kind, whether express or implied, including but not limited to, any implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy. To the extent permitted by law, all such terms and warranties are hereby excluded. In no event will Needaloannow be liable (whether in contract or tort (including negligence or breach of statutory duty) or otherwise) for any losses sustained and arising out of or in connection with use of this website including, without limitation, loss of profits, loss of data or loss of goodwill (in all these cases whether direct or indirect) nor any indirect, economic, consequential or special loss.

Needaloannow does not represent that the information contained in this website is accurate, comprehensive, verified or complete, and shall accept no liability for the accuracy or completeness of the information contained in this website or for any reliance placed by any person on the information.

Needaloannow does not warrant that the functions or materials accessible from or contained in this website will be uninterrupted or error free, that defects will be corrected or that this website or the server that makes it available are virus or bug free or represent the full functionality, accuracy, reliability of the materials.

If any of these Terms and Conditions (or any terms and conditions relating to a product or service referred to in this website) should be determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which such terms and conditions are intended to be effective, then to the extent of such illegality, invalidity or unenforceability, and in relation to such state or country only, such terms or condition shall be deleted and severed from the rest of the relevant terms and conditions and the remaining terms and conditions shall survive, remain in full force and effect and continue to be binding and enforceable. Nothing in these terms and conditions shall exclude Needaloannow's liability for death or personal injury resulting from Needaloannow's negligence.

All Intellectual Property Rights (including, without limitation, all database rights, rights in designs, rights in know-how, patents and rights in inventions (in all cases whether registered or unregistered and including all rights to apply for registration) and all other

intellectual or industrial property rights in any jurisdiction) in any information, content, materials, data or processes contained in or to this website belong to Need A Loan Now or its licensed source. All rights of Need A Loan Now in such Intellectual Property Rights are hereby reserved.

Unless otherwise specified, the products and services described in this website are available only to UK residents (excluding the Channel Islands and Isle of Man). The information on this Web Site is not directed at anyone other than UK residents and applications from others will, unless otherwise stated, not be accepted. Needaloannow makes no representation that any product or service referred to on the website are appropriate for use, or available in other locations. The information and other materials contained in this website may not satisfy the laws of any other country and those who choose to access this site from other locations are responsible for compliance with local laws if and to the extent local laws are applicable. The phone numbers provided only apply to phone calls made from within the UK.

These Terms and Conditions and any terms and conditions relating to products or services described in this website shall be governed by and construed in accordance with the laws of England and Wales. Disputes arising in relation to the same shall, unless otherwise expressly agreed, be subject to the exclusive jurisdiction of the courts of England and Wales.

Telephone calls using the telephone numbers provided on this website and email correspondence with Needaloannow at the email addresses accessible through, or discernible from, this website may be recorded or monitored. By using such communication methods you are consenting to the recording or monitoring of the same.

If you apply for any product or service detailed on this website, these Terms and Conditions should be read in conjunction with any other terms and conditions which relate to any such product or service and, in the event of any contradiction between these Terms and Conditions and the specific terms and conditions relating to such product or service, the latter shall prevail. For the purposes of these Terms and Conditions, product(s) and service(s) shall include, without limitation, any insurance or financial service.

The images, logos and names on this website which identify Needaloannow or third parties and their products and services are proprietary marks of Needaloannow or the relevant third parties. Nothing contained in this website shall be deemed to confer on any person any licence or right on the part of Needaloannow or any third party with respect to any such image, logo or name.

We reserve the right to change these terms and conditions at any time by posting changes on the website. It is your responsibility to review the website terms and conditions regularly to ensure you are aware of the latest terms and conditions. Your use of this website after a change has been posted will be deemed to signify your acceptance of the modified terms and conditions. We recommend that you print off and retain for your records a copy of these terms and conditions from time to time and a copy of any terms and conditions relating to any product or service which you apply for online, together with any related application form completed and submitted. Any amendment to terms and conditions must be agreed in writing by us, or, if appropriate, by the relevant company with whom you contract.

 

Privacy Statement

The need a loan now.co.uk Privacy Statement explains need a loan now.co.uk’s data processing practices.

If you would like to make a request about the personal information or this policy, please feel free to contact our Privacy Officer by e-mail at info@needaloannow.co.uk.

Personal information is collected from you via online application forms and when you e-mail us with your details.

Information is also collected automatically when you visit our site including browsing patterns and demographic data which is collected via cookies and session file information.

We use personal information collected via needaloannow.co.uk to:

• process your application;
• provide you with an efficient and personal service and information on the services and products offered;
• conduct market research and run promotions and competitions;
• allow us and our partners to send you details of special offers and promotions , via e-mail, telephone, SMS and post.

We currently only keep "sensitive data", as defined by the Data Protection Act 1998, for the explicit purpose of processing loan applications.

We regularly monitor and record telephone calls for training purposes and to help improve our quality of customer service.

If you believe that we have data about you that is incorrect, please email us at info@needaloannow.co.uk so that we can either correct it or remove it from our system.

SMS, Wireless and Other Mobile Offerings.

Some of the services that we provide will result in sending an SMS, wireless or other mobile offering to your mobile phone. These should be obvious in the context of the offering at the time you sign up. By signing up, you are agreeing to receive these mobile offerings. You understand that your wireless carrier's standard rates apply to these messages. To unsubscribe or discontinue SMS messages, send "STOP", "END", "QUIT" to the SMS text message you have received. This process impacts only the future delivery of the particular SMS message offering, so you must send that message for each offering. This will not affect offerings sent on behalf of third parties.

Use of cookies and session files

We use "cookies" to identify who visits the need a loan now.co.uk site and to build up an overview of regular visitors.

Cookies are information sent to a web browser which enabling the server to collect information from the browser allowing our visitors to be presented with a personalised version of need a loan now.co.uk.

If would prefer not to use cookies when you visit this site please alter your Internet browser cookie settings using your computer's help function.

We use session files to review our visitor’s browsing patterns to identify areas of need a loan now.co.uk that have been of interest.

This allows us to enhance our site for our visitors, to develop our service and relationships and to audit the usage of the site.

Your control over the use of your personal data

You have choice and control over your information. If you wish to make an enquiry on data held by us or would like to opt-out of receiving future information, please complete the enquiry form.

Please note: We are not responsible for the content of any sites that need a loan now.co.uk links to or their data policies and procedures.

Data Protection NeedALoanNow is wholly owned by Reactiv Media Ltd, which is registered under the 1998 Data Protection Act, ref Z9925490. Registered in England and Wales. Registered Address: The Savage Centre, Eastgate, Elland, West Yorkshire. HX5 9DQ. Company Registered Nunber 6252030.

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